Marjoc is independent and thus free to operate as it sees fit. The best way of working differs for each portfolio which is why Marjoc deals are always tailor-made.

When debtors turn into poor credit risks, it is time for Marjoc. Should you sell outstanding demands or outsource them? The choice is yours. In either case, an accurate valuation of the portfolio is essential. The measures and approach required are defined by effectively assessing the risks and collection options. This process provides you in advance with an accurate assessment of the expected success rate. And this in turn facilitates settling your monthly accounts. You will also receive a progress report once a month.

If you sell the portfolio, you can dispose of your bad debts in one single transaction. It is also good to know that Marjoc's expertise and experience in this market means you can rely on it for the best valuations. Providing value to both parties.

All contracts entered into by Marjoc are strictly subject to the applicable codes of conduct of the Dutch Royal Professional Organization of Judicial Officers (KBVG), the Dutch Association of Debt Collection Companies (NVI), and the regulations prescribed by district courts in the Netherlands.
Our preliminary reporting procedures are soon to be reviewed due to pending legislation for debt collection fees. Besides, district courts do not create legislation but jurisprudence - preliminary reporting is therefore only regulated by them and does not constitute a statutory requirement!!

For the execution of its collection services, Marjoc engages various parties, including GGN and Groenewegen & Partners, both specialists in collection and bailiff services.